5 Best RV Extended Warranty Companies + How to Shop for a Warranty [2024 Guide]

There are quite a few RV extended warranty companies out there, but which ones are worth your money? 

Owning an RV can be a gateway to unforgettable experiences and a lifetime of adventure.

However, with the number of complex systems the average RV has, the chance that at least one of those can fail at some point is high. 

An RV warranty covers repair costs due to such manufacturer-related failures, including the engine and transmission, as well as appliances. 

It can also offer a slew of other potential benefits depending on the plan, including roadside assistance.

The good news is, you can purchase a warranty even after buying your RV. 

That’s why we’ve researched the best RV extended warranty companies to help you find a warranty that fits your needs.

Read on to discover what we found to be the best companies for purchasing an RV warranty as well as tips for shopping for one. 

5 Best RV Extended Warranty Companies

Below, you’ll find our top picks for the best RV warranty companies.

The list includes a good variety of options no matter what you’re looking for.

Keep in mind that this list does not include dealership-specific warranties, as the details of those are typically tied to the auto loan and often not divulged without access to a contract.

With that said, such warranties don’t cover more than warranties outside a dealership. In addition to that, the terms on dealership warranties can sometimes be unfavorable given the cloudy details. 

Here are our top picks: 

(For more on our research methods and deciding factors, see the section below this list.)

1. Good Sam Extended Service Plan

If trust is most important to you, Good Sam’s Extended Service Plan is an ideal choice. 

Offered by the very same Good Sam that has been offering RV-related services– including the Good Sam membership– since 1966, their Extended Service Plan is thorough and competitive. 

The plan includes:

• Coverage in all 50 states across the U.S and Canada
• Flexible payment plans
• Rental, food, and lodging reimbursement during service
• Fully transferable plans

The plan offers optional services for tire protection and gaskets. You can also get 10% off repairs not covered under your plan via their preferred provider list. 

It’s worth noting that Good Sam’s Extended Service Plan functions similar to an extended warranty, but isn’t technically one. 

One “drawback” to Good Sam’s plan is that it doesn’t come with roadside assistance baked in.

However, this is hardly a drawback given Good Sam has its own reputable RV roadside assistance membership that can be added on. 

Another potential drawback is that some of their plans don’t offer the consequential damage coverage (protection for when a covered item damages a non-covered item) that many of the warranty companies and warranties offer on this list.

2. RVing Solutions

RVing Solutions has been serving the RV industry since 2005. They offer two comprehensive plans, one exclusionary and one inclusionary, both which are displayed with a refreshing amount of transparency on their site. 

Their plans include:

• Great coverage diversity depending on your needs and wants
• Quality 24/7 concierge services
• Travel expense reimbursement
• Extensive roadside assistance

They offer one of the most extensive lists of roadside assistance and related features on the market, including towing up to $1,000, around the clock concierge services, fuel refilling, and more.

3. America’s RV Warranty

America’s RV Warranty is one of the newest contenders on our list, having only recently been established in 2018.

With that said, they offer some of the most impressive coverage (including 4 plans), online reviews, and added benefits of any company on this list.

Their plans include:

• Dedicated account manager
• Coverage across all 50 U.S. states and Canada
• Backed by an A-rated carrier
• Mobile mechanic repairs 

They offer both exclusionary and inclusionary plans for all RV types as well as several optional services such as consequential damage coverage. 

One unique feature of America’s RV is that plans are authorized to use mobile mechanics for any and all repairs (the RV does not have to be disabled). This offers an incredible amount of flexibility that no other RV warranty company that we reviewed currently offers. 

This is key as customers often cite that RV repair times on warranty claims can take too long to complete, making mobile mechanics a convenient solution. 

Another notable feature is that rather than just working with a broker who fulfills warranty claims, America’s RV partners with their provider. This allows them to offer better service and more accurate answers to claim questions than the typical RV warranty company.

4. Wholesale Warranties

Wholesale Warranties is another newer entry which offers a good balance of competitive options and dependability.

Their plans include:

• Comprehensive 24/7 roadside assistance
• Backed by an A-rated carrier

They offer both exclusionary and inclusionary policies as well as optional tire and wheel coverage. 

Their roadside assistance features are competitive, with 24/7 assistance, towing, refueling, locksmith, and more. 

One of the biggest benefits of Wholesale Warranties is that they’re backed by an A-rated carrier, something most warranty companies can’t boast. 

With that said, they’re less transparent across their site and marketing material about their warranty coverage and details, which is something to keep in mind. 

5. Eagle Vision

Established in 2017, Eagle Vision is another newcomer to the RV warranty market. 

However, they offer competitive coverage and lots of added features depending on your preferences.

Their plans cover:

• Travel expense reimbursement (including rentals, food spoilage, etc.)
• Coverage across all 50 U.S. states and Canada
• Backed by A-rated carriers
• Roadside assistance

One of the things that sets Eagle Vision apart is that they exclusively work with A-rated insurance carriers. 

Most warranty companies work with B-rated carriers, which means dependability when it really counts (when you actually have a claim) may not be the best. 

They also offer fully transferable coverage, a feature most RV warranty companies don’t offer. 

How We Chose the Top RV Warranty Companies

To choose the best RV extended warranty companies, we researched all major RV warranty companies on the market as well as the insurance companies that back them.

We considered several factors in terms of overall performance and satisfaction:

• Customer ratings
• BBB reviews
• Online reviews
• And on-the-ground research on each and every candidate

Within that, we considered factors when deciding on our top picks. Such as: 

• Coverage
• Service
• Claims
• Added benefits
• And optional coverage

Do I Need an RV Warranty?

No, you’re not required to have an RV warranty, nor are they absolutely necessary.

An RV warranty is optional. However, it can cover costly mechanical breakdowns and protect your investment long-term.

Not to mention, having an RV warranty can save you thousands of dollars off repairs. 

Another thing to think about is the difficulty in fixing the electrical systems on an RV. 

Regular technicians typically won’t touch RVs due to not being certified for it, so finding someone to fix the electrical systems in your RV can be quite costly. A good RV warranty can cover this and much more.

Types of RV Warranties

RV warranties come in two primary flavors:

• Exclusionary, and
• Inclusionary

Exclusionary warranties typically cover more items, with the “exclusionary” name referring to the fact that they include almost everything excluding a small list of items (such as carpet). 

Inclusionary warranties, often referred to as named component warranties, only cover certain “named components” and nothing more. 

For example, an inclusionary policy might only cover the coach section of the RV while powertrain warranties would cover the engine, transmission, axle, and shaft. 

What Does an RV Warranty Cover?

Each RV warranty is different, so you’ll need to make sure and research each warranty you’re considering carefully.

It’s also important to note that most RV warranty companies have multiple warranties, each offering a different level of coverage in which certain items may or may not be included. 

With that said, there are items that are commonly covered under most RV warranties.

Those items can include mechanical components such as:

• Engine
• Transmission
• Suspension
• Steering
• Axle

As well as appliances. Including:

• Refrigerator
• All water systems
• Washer/Dryer
• Water heater
• Generator
• Kitchen
• HVAC

Several additional items are also typically offered as optional coverage. The most common optional coverage items are:

• Wheel / Tire coverage
• Navigation / GPS
• Power surges

While not a warranty item, roadside assistance is also commonly included in warranties.

The typical roadside assistance features are usually included, such as: 

• Towing
• Flat tires
• Locksmith
• Gas and fuel
• Battery services
• Concierge services
• Travel expenses (during repairs)

How Much Does an RV Warranty Cost?

RV warranties can cost anywhere from $1,000 to $20,000 per year. 

They vary greatly in price due to a variety of factors. Including:

• Coverage
• Company
• Additional features
• And your RV specs

What Are the Typical RV Warranty Qualifications?

Unfortunately, not every RV is approved when applying for an extended warranty.

Warranties are like insurance: the company needs to ensure they can remain profitable, which is why they’ll typically deny claims if an RV is too old and likely to have issues in the near future.

For this reason, every RV warranty company has mileage limits. Beyond that every RV extended warranty company has somewhat different qualification requirements. 

Once you find a few options that look right for you, you’ll need to research what their unique qualification requirements are.

How to Shop for an RV Warranty

Shopping for an RV warranty is about figuring out what you want from your warranty.

How much is your RV and what do you want covered in the case of an accident or damages?

What is essential to have covered? What are optional for you?

Knowing what you want from a warranty is the first and most important step.

With that in mind, here are some items to check off to prepare you for purchasing a warranty: 

1. How much (and what kind of) coverage do you need?

The single most important question to answer, this is determined by the value of your RV as well as how much coverage you’re comfortable with.

Prefer to be extra safe or are you fine having just enough? You’ll pay more or less depending on your preference. 

What do you need covered? What situations do you want to avoid? Is roadside assistance important to you?

If you rather just pay for the essentials such as engine and transmission coverage and handle roadside assistance elsewhere (or by yourself) then you’ll pay a little less.

2. How much can you spend?

At the cross-section between how much coverage you want and need and how much you can afford is where your price will be.

So, figure out how much warranty you can afford as well before you start shopping around. 

Like with most insurance plans, most warranty companies offer two ways to pay:

• • In full (all upfront)

• Monthly

• And, in some cases, quarterly

3. Compare warranties

Once you have a few companies in mind, it’s time to compare individual warranties.

You’ll need to reach out with your personal information to get pricing and detailed coverage information.

Once you have that, you’ll be able to compare:

• Cost
• Payment options
• Coverage limit
• Coverage items
• Deductible (including service fees for mobile mechanics)
• Additional benefits and add-ons

Each warranty will be a bit different, but you’ll likely see quite a few similarities. This is where it becomes important to know exactly how they differ.

One might be a bit more costly but offer an additional benefit or two that you really want. You’ll need to be clear on what those added benefits are worth to you to decide which warranty makes more sense. 

4. Research warranty companies

We’ve done much of the work here with the list we covered earlier, but it’s important to do your own research to ensure you’re working with a reputable warranty company. 

How will you know if they’re a warranty company you should work with? Consider these points:

• Do they allow repairs at all qualified service centers, or are your options limited under the plan?
• Are they backed by a large insurance company with a decent BBB rating (B or above)?
• Do they allow flexible payment plans? (May or may not be relevant to you)

Frequently Asked Questions

Is an extended warranty on an RV worth it?

Whether an extended warranty is worth it is subjective. However, extended warranties can cover all kinds of vital aspects of your RV’s performance and your safety for a typically low cost. 

Can you buy an extended warranty after you purchase an RV?

Yes, you can purchase an extended warranty at any time after purchasing your RV.

However, keep in mind that most warranty companies will not cover RVs over 100,000 – 150,000 miles.

What is the difference between an RV warranty and RV insurance?

An RV warranty covers you when mechanical components break down, i.e. due to manufacturer flaws. RV insurance, however, covers damages due to specific events such as an accident or weather.